{"id":12555,"date":"2021-10-11T14:10:06","date_gmt":"2021-10-11T14:10:06","guid":{"rendered":"http:\/\/boreal-plus.ro\/de-ce-sa-alegi-credit-pentru-apartament-si-nu-chirie\/"},"modified":"2021-10-11T14:10:06","modified_gmt":"2021-10-11T14:10:06","slug":"de-ce-sa-alegi-credit-pentru-apartament-si-nu-chirie","status":"publish","type":"post","link":"https:\/\/boreal-plus.ro\/en\/de-ce-sa-alegi-credit-pentru-apartament-si-nu-chirie\/","title":{"rendered":"De ce s\u0103 alegi credit pentru apartament \u0219i nu chirie?"},"content":{"rendered":"

 <\/p>\n

\"apartament<\/p>\n

 <\/p>\n

Achizi\u021bia unei locuin\u021be este una dintre cele mai importante decizii pe care le lu\u0103m pe parcursul vie\u021bii, iar fiecare ban investit \u00een cas\u0103 conteaz\u0103. Tocmai de aceea, banii direc\u021biona\u021bi c\u0103tre propria locuin\u021b\u0103 sunt o investi\u021bie cu beneficii pe termen lung, iar \u00een complexul reziden\u021bial Boreal-Plus din Constan\u021ba Nord<\/a><\/strong> avantajele pentru cump\u0103r\u0103tori sunt evidente.<\/p>\n

Impact Developer & Contractor<\/a><\/strong> a demarat, \u00een Constan\u021ba, una dintre cele mai mari investi\u021bii reziden\u021biale din \u021bar\u0103. \u00cen ansamblul Boreal Plus, compania a finalizat deja\u00a018 case elegante<\/strong><\/a> \u0219i lucrez\u0103 \u00een prezent la primele 209 apartamente<\/strong><\/a>. \u00centregul proiect aflat \u00een zona de Nord a Constan\u021bei va fi dezvoltat \u00een mai multe faze ce vor cuprinde 673 de apartamente.<\/p>\n

Costul cump\u0103r\u0103rii mai avantajos fa\u021b\u0103 de \u00eenchiriere<\/strong><\/p>\n

Achizi\u021bia unei locuin\u021be \u00een Boreal Plus este o op\u021biune atractiv\u0103 pentru cei afla\u021bi \u00een c\u0103utarea unei case sau pentru cump\u0103r\u0103torii interesa\u021bi s\u0103-\u0219i construiasc\u0103 un portofoliu de investi\u021bii cu active imobiliare.<\/p>\n

Un calcul ne arat\u0103 c\u0103 un credit bancar imobiliar pentru o locuin\u021b\u0103 \u00een Boreal Plus este varianta mai eficient\u0103 economic \u00een compara\u021bie cu pre\u021bul \u00eenchirierii unui apartament \u00een aceea\u0219i zon\u0103. Avantajul este c\u0103 apartamentul pentru care pl\u0103te\u0219ti va r\u0103m\u00e2ne al t\u0103u, iar costurile tale lunare scad considerabil.<\/p>\n

Astfel, pentru un apartament de tip studio<\/a><\/strong> din Boreal Plus cu valoare achitat\u0103 de 71.453 de Euro, rata lunar\u0103 va fi de aproximativ 280 de Euro, fiind necesar un venit minim de 3.200 de lei. Calculul are \u00een vedere un credit de 300.000 de lei pe 360 de luni, cu un avans de minim 15%.<\/p>\n

Pentru un apartament cu 2 camere \u00een Constan\u021ba Nord<\/a><\/strong>, \u00een valoare de 87.163 de Euro, rata lunar\u0103 va fi de aproximativ 340 de Euro la un credit total de 365.600 de lei. Venitul minim necesar pentru accesarea acestei finan\u021b\u0103ri este de 3.800 de lei.<\/p>\n

La un apartament cu 3 camere<\/strong><\/a> \u00een valoare de \u00a0127.720 de Euro, rata lunar\u0103 va fi de aproximativ 495 de Euro. Creditul total va avea o valoare de 536.000 de lei, iar venitul minim necesar pentru aprobare va fi de 5.600 de lei.<\/p>\n

*Toate creditele sunt calculate la o dob\u00e2nd\u0103 variabil\u0103 pe formula IRCC+2,4%.<\/em><\/p>\n

*Calculele sunt pur informative \u0219i nu au valoare contractual\u0103.<\/em><\/p>\n

\u00a0<\/em><\/p>\n

Prin compara\u021bie, costurile de \u00eenchiriere din Constan\u021ba au crescut cu 6,7% \u00een ultimul an, apartamentele din Nordul Constan\u021bei fiind \u00eenchiriate \u0219i cu 350 Euro pentru un studio, \u00a0450 Euro pentru un apartament cu 2 camere \u0219i 650 Euro pentru un apartament cu 3 camere.<\/p>\n

 <\/p>\n

Aprecierea valorii locuin\u021bei<\/strong><\/p>\n

Un apartament nou construit \u00eentr-o zon\u0103 cu poten\u021bial de dezvoltare \u00een urm\u0103torii ani va avea o valoare ridicat\u0103 pe termen lung fa\u021b\u0103 de momentul achizi\u021biei. Valoarea crescut\u0103 a propriet\u0103\u021bii este confirmarea unei investi\u021bii s\u0103n\u0103toase, iar capitalizarea cre\u0219terii pre\u021bului apartamentului este imposibil\u0103 pentru chiria\u0219.<\/p>\n

Locuin\u021bele din Constan\u021ba au avut o tendin\u021b\u0103 de cre\u0219tere evident\u0103 \u00een ultimii ani, iar aprecierea a fost anual\u0103 \u00eencep\u00e2nd cu 2014. Dac\u0103 \u00een urm\u0103 cu \u0219apte ani pre\u021bul era de 853 de Euro\/mp (iulie 2014), \u00een luna iulie a acestui an pre\u021bul ajunsese la 1.340 Euro\/mp, conform indicelui Imobiliare.ro.<\/p>\n

Atractivitatea pie\u021bei reziden\u021biale din Constan\u021ba este \u00een cre\u0219tere, iar m\u0103rirea pre\u021burilor reflect\u0103 o cre\u0219tere a cererii \u00een ora\u0219ul de la malul m\u0103rii. Tendin\u021ba de cre\u0219tere a pre\u021burilor este o realitate pentru pia\u021ba reziden\u021bial\u0103 \u0219i din alte mari ora\u0219e, nu doar \u00een Constan\u021ba. Factori precum cre\u0219terea costurilor cu for\u021ba de munc\u0103 \u0219i materialele de construc\u021bii pun presiune pe pre\u021buri, iar noile reglement\u0103ri nZEB privind construc\u021biile sustenabile necesit\u0103 investi\u021bii mai mari din partea dezvoltatorilor care se vor reg\u0103si \u00eentr-un anumit procent \u00een pre\u021burile finale.<\/p>\n

Dezvoltare smart cu accent pe sustenabilitate \u0219i confort al reziden\u021bilor<\/strong><\/p>\n

O locuin\u021b\u0103 \u00een Boreal Plus va oferi o experien\u021b\u0103 de locuire sigur\u0103 \u0219i confortabil\u0103 pe termen lung datorit\u0103 calit\u0103\u021bii construc\u021biei completat\u0103 de mixul de facilit\u0103\u021bi atractiv pentru reziden\u021bi \u0219i vizitatori.<\/p>\n

Spa\u021biile comerciale, inclusiv hypermarketul Kaufland situat la intratea in ansmablu, vor ajuta locuitorii Boreal Plus s\u0103 economiseasc\u0103 timp pe care \u00eel pot dedica familiei sau altor activit\u0103\u021bi relaxante. Ansamblul va pune la dispozi\u021bia reziden\u021bilor \u0219i o gr\u0103dini\u021b\u0103, astfel \u00eenc\u00e2t p\u0103rin\u021bii vor avea garan\u021bia c\u0103 cei mici se afl\u0103 \u00een siguran\u021b\u0103, aproape de cas\u0103.<\/p>\n

Fiind un ansamblu reziden\u021bial cu acces securizat, \u00een zona de Nord a Constan\u021bei<\/a>, Boreal Plus asigur\u0103 un nivel de zgomot sc\u0103zut \u0219i trafic redus. Astfel, locuitorii se pot bucura de lini\u0219te, \u00een timp ce lucreaz\u0103 de acas\u0103, particip\u0103 la cursuri online sau petrec timp \u00een familie.<\/p>\n

\u00cen complex vor fi amenajate spa\u021bii verzi pe o suprafa\u021b\u0103 de 12.000 mp, la care se adaug\u0103 terenuri de sport \u0219i locuri de joac\u0103 pentru copii. Vederea panoramic\u0103 spre Lacul Siutghiol va cre\u0219te considerabil calitatea vie\u021bii, ajut\u00e2nd la \u00eembun\u0103t\u0103\u021birea st\u0103rii fizice \u0219i psihice, dup\u0103 cum afirm\u0103 studiile<\/a> <\/strong>de specialitate.<\/p>\n

Nici c\u0103utarea unui loc de parcare nu \u00ee\u021bi va mai r\u0103pi mult timp. \u00cen Boreal Plus, fiecare apartament are parcare privat\u0103, locatarii put\u00e2nd s\u0103 aleag\u0103 dintre trei tipuri de parcare: exterioar\u0103 neacoperit\u0103, exterioar\u0103 acoperita \u0219i \u00een cl\u0103direa de parc\u0103ri.<\/p>\n

Proiectul este preg\u0103tit pentru viitor datorit\u0103 sistemului pentru gestionarea resurselor printre care se afl\u0103 iluminatul eficient \u0219i solu\u021bii de management sustenabil al de\u0219eurilor \u0219i apei folosite., aspecte care se traduc prin costuri de \u00eentre\u021binere \u0219i administrare mai mici.<\/p>\n

La interior, fiecare locuin\u021b\u0103 va avea finisaje de calitate superioar\u0103 precum marmur\u0103 \u0219i granit (in cazul vilelor), gresie por\u021belanat\u0103 \u0219i obiecte sanitare de la m\u0103rci recunoscute pentru calitate. Pentru confort maxim \u0219i eficien\u021b\u0103 energetic\u0103, toate locuin\u021bele vor avea un sistem de \u00eenc\u0103lzire \u00een pardoseal\u0103. Apa cald\u0103 \u0219i c\u0103ldura vor fi furnizate printr-un sistem centralizat, eficient \u0219i mai pu\u021bin poluant, renun\u021b\u00e2ndu-se la centralele individuale, de apartament.<\/p>\n

Accesul rapid este o alt\u0103 calitate c\u0103utat\u0103 de cump\u0103r\u0103torii de locuin\u021be. Situat \u00een nordul ora\u0219ului, Boreal Plus se afl\u0103 la 15 minute de plaj\u0103, centru sau autostrad\u0103. Din complex se ajunge u\u0219or \u00een alte loca\u021bii unde se afl\u0103 unit\u0103\u021bi \u0219colare \u0219i medicale sau centre comerciale recunoscute. Accesul \u00een Boreal Plus, c\u00e2t \u0219i deplasarea c\u0103tre principalele puncte de interes din ora\u0219 vor fi facilitate de realizarea unui sens giratoriu cu dou\u0103 benzi la intersec\u021bia Bulevardului Tomis cu strada Amsterdam.<\/p>\n

Boreal Plus este o pies\u0103 important\u0103 din viziunea Impact Developer & Contractor de a realiza locuin\u021be de calitate, durabile, \u00een linie cu standardele interna\u021bionale de sustenabilitate, pentru viitori reziden\u021bi care apreciaz\u0103 calitatea comunit\u0103tii din care fac parte, confortul \u0219i siguran\u021ba propriei case a c\u0103rei valoare se va dezvolta suplimentar \u00een timp.<\/p>","protected":false},"excerpt":{"rendered":"

    Achizi\u021bia unei locuin\u021be este una dintre cele mai importante decizii pe care le lu\u0103m pe parcursul vie\u021bii, iar fiecare ban investit \u00een cas\u0103 conteaz\u0103. Tocmai de aceea, banii direc\u021biona\u021bi c\u0103tre propria locuin\u021b\u0103 sunt o investi\u021bie cu beneficii pe termen lung, iar \u00een complexul reziden\u021bial Boreal-Plus din Constan\u021ba Nord avantajele pentru cump\u0103r\u0103tori sunt evidente. […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[605,606,595,602,315,504],"class_list":["post-12555","post","type-post","status-publish","format-standard","hentry","category-imobiliare","tag-apartamente-2-camere-constanta-nord","tag-apartamente-3-camere-constanta-nord","tag-calitatea-constructiei","tag-complex-rezidential-nou-constanta","tag-dezvoltator-imobiliar-constanta","tag-finisaje-premium"],"yoast_head":"\nDe ce s\u0103 alegi credit pentru apartament \u0219i nu chirie?<\/title>\n<meta name=\"description\" content=\"Un apartament de v\u00e2nzare \u00een Constan\u021ba poate fi \u00eenchiriat sau po\u021bi alege creditul. 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